Archive for the ‘Financial Education’ Category

Should Business Leaders Feel Threatened By The Commodities Markets?

The commodities markets are those which trade standardised and internationally recognise resources such as oil, gold, copper, cotton and so on. The commodities markets have been actively featured in news during the past 4 years, intially in the financial media but now crossing over into mainstream headlines. An example of a mainstream news item would be ‘Gold breaks through $1700 to set new price record”.

Commodities markets have been shooting upwards for 3 major reasons. The first is demand side – emerging economics such as the BRIC nations (Brazil, Russia, India & China) as well as other emerging economies (Malaysia, Argentina, UAE) are demanding raw materials for building & construction to fuel their massive expansion over the past decade. The second factor is the supply side – OPEC have been reluctant to increase oil production, and the mining of gold and other precious metals has not increased with demand. The third factor is speculation in the commodities markets, which has mostly involved investors taking long positions, with record levels of funds surging into ETFs and ETCs and other trusts used to purchase gold on the market, further pushing prices up. (If you don’t understand how people are investing in commodities then there are many web guides to bring you up to speed).

Business leaders have seen their margins and pricing models destroyed as a result. Nestle, Mars and Kraft have responded by increasing prices or quietly decreasing the size of their products (Mars Bar Shrinks), but other companies have been unable, or unwilling to pass prices to customers, such as restaurants who were already seeing drops in customers due to changing propensity to spend during the recession.

This doublewhammy in some cases has lead leaders to become fearful of the commodity markets. This has really brought risk management to the fore. Effective risk management can involve taking long positions in index linked securities in order to generate profits if inflation persists – which will partially or completely offset against losses made through higher costs. Leaders should be very wary of the inflationary environment, and place more reliance on their risk management teams to hedge bets on future price moves. Hedging instruments don’t have an expected positive return, they can merely fix margins ‘as they currently are’, (the counterparty would never enter into a contract that was unfavourable for them), so CFOs should keep a close eye on the commodities markets and a give a close ear to their risk management team in order to possibly dodge further moves ahead.

Posted by on June 11th, 2011 No Comments

Chartered Management Institute Names ‘Best Management Book’

The results are in, the judges have decided, and the votes have been counted. The winner of the Chartered Management Institute’s management book of the year is ‘Managing’ by Henry Mintzberg. I have quite collection of management and leadership books on my shelves, and indeed I you could say I was forming a miniature leadership library. While doing so can be seen to be costly in the long run – the amount of knowledge and inspiration you can attain from having such a collection is invaluable, and doesn’t come close to the relatively low expense.

Having an award to mark the best management and leadership is a very useful tool. In a rather ‘cloudy’ market such as the market for management books, it is difficult to ascertain from a book cover, whether the material inside is unique, like Stephen Warrilow‘s Practioners Masterclass or merely re-hashed content that you’ve read before. On such a specialised topic, there must be a large amount of overlap if over 100 books are published each year alone in the mainstream relating to management.

Therefore I’d like to take the time to thank the Chartered Management Institute for creating not only a category winner for best book, digital book and innovation, but also for selecting a short list of 15 books – which gives anyone looking to buy 3-5 management books per year, a good starting point for browsing!

Posted by on February 19th, 2011 No Comments

How The Credit Crunch Happened

This is best video guide on the internet describing how and why the financial markets have collapsed. It’s quick, slick and undeniably simple to understand.

Posted by on November 11th, 2010 4 Comments

My Leadership Profiles

Hey readers,

This is Hannah Brighton’s quick guide to various global and well known websites that you can join to share your ideas and knowledge about leadership.

In the list below – some are websites dedicated to the leadership genre, but others are actually generic or even sites that are based on some other concept – but still encourage users from all backgrounds to join and share their passion.

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So there you have it! A huge list indeed, but it will also serve as a guide to which are the best website out there for maintaining your own brilliant leadership profile. I have roughly ordered this list with my favourites at the top – but I guess after having a little browse around these features websites, you’ll soon make your own mind up! Each leadership expert will have their own idea of what functions and features they expect from a profile. For instance, many leadership professionals just want to utilise the ‘contact me’ functions of profiles. They just want them to a serve as an online business card, that others can use to contact them for whatever reason.

Other leadership gurus like to utlize the social networking aspects of such websites. For instance – other users can send other leadership enthuasiasts private messages, invite them to groups, or leave them public wall messages, depending on which website you choose.

Yours Faithfully

Hannah

Posted by on September 26th, 2009 No Comments

 

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